Substantial Gainful Activity
The Social Security Administration allows persons receiving Social Security Disability, limited earnings, without having to forfeit monthly benefits. For the year 2012, the maximum that an individual can earn monthly is $1,010. If an individual either earns more than $1,010 or is capable earning more than that sum, the Social Security Administration may terminate disability benefits.
The maximum monthly income which constitutes Substantial Gainful Activity, is calculate annually by the Social Security Administration, based on the National Wage Index, which is one recognize measure of inflation or the cost of living.
The “trial period” for Substantial Gainful Activity, is a 9-month period. During the trial 9 month period, a Social Security Disability Beneficiary may keep both disability benefits and salary.
In calculating wages for determining Substantial Gainful Activity, paid time off; vacation; personal holidays and sick pay are not counted. Further, impairment related work expenses and subsidies are deducted.